WE DO MORTGAGES DIFFERENTLY.
Always in the caring hands of the people you know and trust.
At Peoples Bank & Trust, we believe your mortgage should come with more than just competitive rates — it should come with guidance, transparency, and a trusted local partner. That’s why all of our loans are locally serviced. From application to final payment, you’ll work with experienced lenders who know your community and genuinely care about your financial success.
Whether you want to build from the ground up or purchase the perfect pre-built home, we’re here for you with:
- Our in-house mortgage team.
- An array of financing options.
- Expertise local to the area you are building/buying in.
We offer a full suite of home loan solutions, from conventional options to affordable programs designed to make homeownership more accessible:
No matter where you are in your homeownership journey, our team takes the time to understand your needs, answer your questions, and help you choose the right loan for your life.
We’re not just lenders—we’re neighbors. That means you can count on us for personal attention, expert advice, and continued support long after your loan closes.
Want to learn more before you apply? Visit our blog for helpful resources and expert tips on buying, building, and borrowing with confidence.
Let’s take the next step—together.
© 2025 Peoples Bank & Trust. All rights reserved.
WITH A PEOPLES REWARD CHECKING ACCOUNT, YOU'LL ENJOY:
WE DO MORTGAGES DIFFERENTLY.
And relationships you can rely on for the life of your loan and beyond.
Fixed Rate Mortgages
Predictable monthly payments that make budgeting easier
Adjustable-Rate Mortgages (ARMs)
Flexibility and savings early on
Freddie Mac Home Possible® and Home One®
Affordable lending options for qualified borrowers, including low down payments for first-time buyers
Home Equity Loans & HELOCs
Turn your home’s value into financial flexibility
Construction Loans
Finance your home build from blueprint to move-in
Secure financing for your future homesite
Land & Lot Loans
Say goodbye to expensive rent payments
Buying a home can feel like a big undertaking. But, if you’re paying rent, your mortgage payment could potentially be lower than the cost of rent! We'll help you get ready to take this step, invest in your future, and make those monthly payments go toward your forever home.
See how much you can afford and start preparing for homeownership today with our mortgage calculator!
Speak with an experienced lender today and explore your mortgage options.
NMLS# 407724
No matter where you are in your homeownership journey, our team takes the time to understand your needs, answer your questions, and help you choose the right loan for your life.
We’re not just lenders—we’re neighbors. That means you can count on us for personal attention, expert advice, and continued support long after your loan closes.